To everyone in their 20s and 30s, and I cannot emphasize this enough: start investing in your retirement plan NOW if you haven’t already. Your 50+ year old self will thank you.
I got news for you. At 50, every little inconvenience suddenly becomes a huge pain in the ass. And a job is really nothing more than a series of little inconveniences. Otherwise why would they pay you? “I’m getting too old for this shit” becomes your whole lifestyle.
So, I implore you: put that money to work now.